This community is for concerns, problems, and challenges relating to mortgages and foreclosures. The significant downturn in the housing market, including the w...
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I'm worried about getting a home Loan
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Is this good enof to get apporved for a home loan?
: I am buying a house for 305,000 I'm putting down 105,000 but my credit isn't so great betweeen me and wife it is 603-660 we make a little over 100,000.We where later on credit card 2 months in a row thought I payed it off and never used po box it was sent to again this was within the past few months and we have a few over credit line in the past few years.Never late on car loans or my old mortgage or rent.We have like 20 thousand in car loans and about 7 thousand in credit cards.What are our chances of getting aproved for 200,000? Posted on 04/26/08, 02:04 pm |
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I don't know about that making you qualified for that amount, but what you should look at is how much your monthly payment would be. You need to make sure that you also have some cushion between your outgoing bills and income. 
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