Health care reform is a key issue affecting the lives of a great number of members. This community is a place to communicate ideas, problems, solutions, and experiences with health...
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Blindsided by the insurance industry
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I knew our health-insurance system was a clusterfunk, but this aspect of it was new to me. I just heard about someone who was forced out of a job because her medical treatment was so expensive that it made the company's health-coverage premiums hit the ceiling. I was about to holler "discrimination" when I stopped and thought about that company, which I'm familiar with. It's a small company in an industry VERY squeezed by the local recession. What, seriously, was the owner supposed to do? Keep this employee on in the name of not discriminating against someone with an illness, or sink the whole company, not to mention his family's income and that of several other households? Does he screw over one person, or everyone who works for him, plus his wife and children?
This gives me a whole new perspective on the way all those insurance companies were cancelling the policies of the earliest AIDS patients. They may have been doing it to save their accounts with all these businesses. Does anyone else have examples of unexpected ways the current system harms people, businesses, the American economy itself? Posted on 01/18/08, 08:01 pm |
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I know what you're saying. We always judge without thinking of the other side of the story. I don't blame the company for trying to save the company itself, as well as his kids futures. Tough call. 
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It's an especially tough call in Michigan where this happened. Jobs are as scarce as hen's teeth here right now.
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In the state I am in, the specifications for qualifying for state health care fluctuates according to the state's ability to provide healthcare.
For instance, for the first time since 2004, they are opening a lottery system up tomorrow that allows state residents to call in and sign up, for a certain amount of days. When that time is up, people who qualify in all other ways, ie: low income, etc. will be randomly selected to be allowed into the state healthcare system. Since 2004 until now, you had to: be age 65 or older; be a child; be receiving part A of medicare; be a child deprived of parental support; be a caretaker of a minor child; have certain immigration or alien status (?? other state residents are not allowed, however?); pregnant; continuously eligible for medical assistance to adults; need treatment for breast or cervical cancer. Those are the specifications indicated on my last denial lettter.
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Wow, only breast and cevical cancer count? How discriminatory is that!?
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I agree. Very. I have ovarian cancer. I guess that doesn't count.
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Not to mention the 49% of the population who will never have breast OR cervical cancer, because they're men.
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