This community is for people who are struggling to meet financial obligations of any kind. Financial challenges include everything from the day-to-day challenges of making ends mee...
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Hello-
I am sorry that we are all here so I will start with my story and hope to help someone in the future. I am in financial ruins, I just found out all of this information in the past week and 1/2. To compound the problem, I have an anxiety problem. My husband changed careers in 2001 to a full commission job. Fast forward to 2003, we lost a baby due to prematurity in April, we bought our first home in May, I got pregnant again & put on bedrest in Oct & my 2nd daughter was born at 25 weeks. Feb 2004, I quit my corporate job to stay with my daughter in the hospital & be home with her. I was never part of the finances, my husband handled everything. Fast forward to now: My husband/we owe the Irs $19,000 and other debt totalling $190,000. (investor gave him $100k to build two 2 family houses, that never happened. The builder has $60k of the money, husband borrowed $20k from another investor, $25k from his mom etc. We have $2k left in the bank and our $1800 mtg was due 3 days ago! This is all new information, I have not been able to eat or sleep. I have a 4 year old daughter that I absolutely adore and love spending all of my time with her. Now I have to put her in daycare and work! I angry & sad. I don't know what to do, where to turn. My husband owned his own business that wasn't doing very well, just got another full commission job. He has interviewed for a few other well paying jobs but any advice on what to do or how not to go crazy while in this waiting place? Thanks much= Hugs Kim We owe Posted on 07/04/08, 08:07 am |
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keahilany,
Thanks so much for the encouraging words. When did you join DS? How many children do you have? Did you lose your place of residence? So glad to hear that you have a job that you can do from home & things are getting better. A few days ago I could not eat or sleep, thought we were going to lose everything (actually our savings is gone & I think we can manage to save the house)*fingers crossed*. This is bringing up so many terrible memories of growing up in a 2 bed apt, I shared 1 bd with my brother & sister & we didn't have a car. I remember my mom boiling water on the stove to make a bath for us. When my daughter catches me crying she'll ask why am I sad, I just tell her that I miss my mommy (she passed away almost 1 year ago). Everyone here has been WONDERFUL with great advice & the best part is that noone judges anyone. I am a firm believer that people learn from their mistakes, that's how we grow, and am having more faith as the days go by that things will get better. I believe there is always someone around the corner that doesn't have as good. Hugs, Kim 
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