dealing with divorce
I'm 23, already going through a divorce... coming out of a bad marriage, we were married 2 1/2 years, together for 7 …
Divorce or dissolution of marriage is the ending of a marriage before the death of either spouse. The main causes of divorce in 2004, according to a recent study, were extra-marita...

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gave him a choice
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So my ex emailed me preliminary copies of the divorce papers, told me to look over them, see if anything needed to be changed. Well it said in there he's not responsible for any of the debt because the debt's in my name. He keeps stressing to me he wants to keep this a no contest divorce, because it only costs him $1100 for the lawyer in a no contest divorce, whereas it would run up to around $5000 if I contest anything in it with my own lawyer. So I replied today, told him he has a choice, we can keep this a no contest divorce, he can put in the papers that he's responsible for half the debt because he's the one that screwed up my credit card and let my hospital/dr bills go to collections, or I can get my own lawyer, argue the case, and he can pay up the @ss for his lawyer in a contest divorce. We'll see what he says.
My boyfriend told me I need to just stop talking to him completely, that he's trying to control this whole situation, I need to go ahead and get my own lawyer and all that. Well I figured if we can settle this on our own, if he'll agree to paying half the debt and keep it no contest, that would be better, wouldn't it? *sigh* I dunno. He probably won't agree to it, but I figured if I gave him the choice this way, he saves money on lawyer fees if he'll just agree to it. Posted on 02/13/07, 03:02 pm |
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No way would I take all of the debt. His too and If he is smart he will be reasonable. Mine argues ONE TIME about my terms and talked about getting a lawer. I told him to PLEASE go ahead because he would have to pay for 2 lawyers and I would get the chance to get on the stand and " tell my story". I then proceeded to tell him exactly what I would MAKE SURE came out in court. he did not like the sounds of that and i never heard about him getting a Lawyer again. I was reasonable and I got the better side of things initally BUT I also have 2 kids to raise and a house to pay for ( by myself) and child support about 1/5 supports my kids. The rest is on me. i made sure and pointed that out to him. They think that that child support$$ is soooo rough and have no idea what it actually takes to raise kids.
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Lisa- If the debt is your debt only and his name is not on it no court can make him pay it and even if they ordered him to pay all of it your creditors will be after you not him. Credit card peple are real scummy to work with. Creditors ignore divorce decrees. If he really is responsible for part of your debt it is only fair that he help you with it. If your are trying to nail him with your debt it will backfire on you. Also the more you fight the more the lawyers make.
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it's not that I'm trying to nail him with my debt, just to be a bitch or anything. He screwed up my credit card, he had total control of the money, wouldn't even let me see my bills, and paid late every month, racked up late fees and over the limit fees, there's about $300 in fees from him not taking care of it, and the whole time he told me he was taking care of it and paying it. In December he didn't even pay the minimum payment. Then the hospital bills, he wouldn't pay even $10/month on it to keep it from going to collections when I told him to pay it (and yes I was bringing in income that I Never saw cuz he took control over it). From what I've been told any debt accrued during the marriage, he's responsible for half of it. Plus he was a cardholder on my credit card and ran up some of that debt as well, I have had his name taken off of it so he couldn't use the account anymore though.
My bf and our friend who was married to a lawyer said I could get half of it out of him in the divorce, especially considering I paid $3000 when we got married to take care of all his debt he brought into the marriage, I have the papers showing the loan to pay it off was in my name, and the papers showing when it was paid off which is when I got my disability backpay.
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Lisa--If his name is on your credit card then he is also responsible. If what you describe is true I don't think you will have problem esp. if his name is on your card. It sounds like you guys never talked about money and he was not honest with you. Hopefully in your next relationship you will take an active part in the financial department. Someone once said that money problems are the #1 cause of divorce. Even if money things bore you take an active intrest in what is happening and if your spouse is not open with you raise hell until he is. That is good you took his name off of the card but he will still resposible for the charges (as you will be also) until the debt is paid. If he becomes a real jerk and he gets cited for contempt (by not paying his debt) and is sitting in jail that won't help you when you are being hounded by credit card collectors. About the only way I know to get out of creidit card debt is to die penniless. If you get really late they will settle with you but your credit will really be hurt.
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Get a lawyer. His lawyer is trying to protect his butt and stick it to you. If money is an issue, call the local bar association. They may be able to refer you to soemone who can do it for free or on reduced prices.
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Talk to a lawyer. Your first visit is free.
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